1. If you decide that a catastrophic illness is something that you don’t mind paying out-of-pocket for to reduce your costs, then you’ll still go bankrupt when living in Ecuador. I have spent most of my time in a small Pueblo about three hours from Medellin. Carefully consider each point in this guide to see if living here is your best option. Most places require you to purchase or boil your water to avoid health issues. 8. The wait times for a visa can be excruciating. For the best deals on the markets, bring a local to help you out. That means the insects are going to be out all year long in most areas of the country. In big cities like Quito and Guayaquil, use Uber or Cabify, which are known for being better, safer options. 11. This country is a middle-income representative democracy. If you’re thinking about making a move to this country, then there are several pros and cons of living in Ecuador that you’ll want to review. Most of them are facing similar. Once you reach the second year of a permanent residency visa, you can be out of the country for up to five years without losing your status. If you can manage the sun going away for a little while, then you’ll find life can be quite comfortable here. Here is a list of my monthly expenses and also other common items. Ecuador offers a low cost of living. You’ll also want to review your health insurance and overall care options before moving to ensure that you’re fully covered. Ecuador has one of the lowest homicide rates in the world for a nation of its status. The pros and cons of living in Ecuador are essential to review if you’re thinking about making a life change. If you are visiting Ecuador to see if you would like to live there, then you’ll need to present a round-trip ticket as part of the entry process. You can even go out walking at night without much difficulty. Public transportation, open air markets, and crowds of people could all present situations that make you uncomfortable. All of these rules could change at any time, so you’ll want to be in contact with your embassy to stay updated on all of the rules. If you decide to move to Ecuador, then you can become eligible for the government’s public health insurance option. April 20, 2010 Cuenca, Ecuador Ecuador is not one of those places on everyone's radar. If you don’t have that kind of money, a professional visa could be a possibility. Waiting for the government to offer treatments for cancer or something potentially terminal can be excruciatingly long in some communities. It is also an issue that you’ll need to consider since the water supply can be questionable. Otherwise, you may experience symptoms headaches, loss of appetite, dizziness, nausea, and breathlessness. It is not unusual for people to describe this country as having spring all year long. You’ll want to get used to the rain since it can sometimes keep going for weeks at a time, but that is also the reason why there is a lot of green space that surrounds you. 2. Add data for Ecuador. That means you will need to purchase a property or invest about $400,000 as of 2019 to cover the stipulations set forth by the government. That means electricity, water, phone, and Internet services are available almost everyone. Another option you can use is to disable the hot water heater so that you’re always having a cold shower. It is only one of 18 megadiverse countries recognized in the world today thanks to the fact that it hosts numerous endemic species. The cost is about 18% of the basic salary offered in the country, which comes to about $65 per month. Living and learning through experience, she now considers no one place home and feels more comfortable in new environs than in familiar ones. You can find different atmospheres, cultures, and attitudes across Ecuador so that everyone can find a place to call home. It is not unusual for expats to need 6-12 months to let their bodies begin to build up a resistance to the creatures here, so the first few days can be a little miserable if you get bit and that makes you sick. 6. There is also a risk of tsunamis. If you have the capability of investing at least 100 times the minimum wage in Ecuador at a bank or in real estate, then you have the option to apply for an investor visa. Violating any of the rules can result in fines and cancellation of your visa. If youâre only coming for a short visit of a few months, itâs pretty unlikely that youâll be affected by these. My Experience with Water in Ecuador and Why I Love It! In fact, when I recently announced that I would be returning to Ecuador, I received a handful of subscriber emails like this one: 9. The people are friendly, the cost of living is reasonable and the weather is springlike most of the year. If you don’t like the idea of being surrounded by germs, then living in Ecuador is not for you. People take advantages of tourists in desperate situations. You’ll need a temporary residency visa for any more than that, which means you cannot be outside of the country for more than 90 days per year. Because Ecuador is positioned right along the equator, you’re going to receive 12 hours of direct sunlight all year long. There is a layer of dust that seems to descend onto everything no matter where you choose to live, which means you’re spending more time cleaning. It is also highly personal, as often your biggest âproâ is someone elseâs âconââand vice-versa. Whether you’re in an open-air market or taking advantage of public transportation, there are going to be crowds of people around you that can lead to feelings of discomfort. You will find a diverse set of communities where almost everyone is waiting to welcome you with open arms. You’ll want to identify whatever gaps there are in your health insurance cover from a public perspective so that you can plug them with private options. 3. Germ-a-phobes might have trouble in Ecuador. After living in Ecuador for about a year and a half, weâve decided to move back to Canada. Your utilities can go out at any time. Others expats living in Ecuador debated that the cost would be higher, because an expat must have a higher salary to stay in Ecuador. International Living named Ecuador its No. 10. Most buildings have at least one or two installations that you’ll need to avoid. Even families take their young children for a stroll. And itâs entirely possible almost anywhere you go in Central America. 5. Much of the space that the country occupies was once part of the Inca Empire until the Spanish came into the area with dreams of colonization. On the other side, if you donât live in any major city, your life can be typical of one of a developing nation (which Ecuador is). You can live in the mountains or at the beach. Sep 30, 19 10:00 PM Six reasons to consider Ecuador. Even if you can’t get a refund on that expense, the low cost of them is much better than paying for a plane ticket that you don’t end up using. Companies like CIGNA often provide expat coverage, so it may be helpful to receive a quote before finalizing your move. If you work online when living in Ecuador, this disadvantage means that you’ll need a wireless modem and a backup power source so that you can meet your deadlines. Here are 11 things you should never, ever do in Ecuador. You will need to clean your produce carefully. Because there is a lot of rain that happens in Ecuador, the bugs love to come out and bite. Living in a van seems like a glamorous, stress-free way to live. Housing and infrastructure are incredibly poor, the healthcare provided by the government is of a very low level and access to internet and electricity is not common as well. You’ll want to pack lots of sunscreen, wear a hat, and reduce exposure levels to ensure your time in the country can be a safe and healthy experience. Quito might have traffic issues and pollution, but it is also a small community with a welcoming attitude. Public transport that costs only $0.25 is very tempting but is also usually packed, especially during the morning, lunchtime and afternoon. Ecuador regularly shows up on those âBest Places to Retire Abroadâ lists. The smaller the bills, the better, and coins are king. If you only use English or your first language when moving here, then the options available to you will become somewhat limited. The Galapagos Islands are the most popular destination in Ecuador, and for good reasonâthis unique locale is home to hundreds of native species not found anywhere else in the worldâbut they are far from the real Ecuador. Summary of cost of living in Ecuador. Never. If you don’t know any Spanish and you want to start living in Ecuador, then taking some lessons before the move will be helpful. A lot of people complete shower installations based on what they think they know instead of using today’s best practices. You’ll want a complete inspection of any property before running the water to avoid the threat of electrocution. It is an eco-friendly country with unique employment opportunities that won’t require a significant capital outlay. Things I Hated About Living in Quito Ecuador. Inspect your apartments for the “suicide showers.” Grounding and proper connections are not building standards that you’ll find throughout Ecuador. As a general rule, you’ll want to triple the quoted processing times quoted to you so that there’s a reasonable expectation of when things will happen. You will have access to multiple forms of healthcare insurance and coverage. taking action to help solve the problem. Marketplace sellers, like those in Otavalo, are experts at guilt-tripping customers (especially tourists) into buying an item for their price. If you choose to live here, itâs good to be aware of the risks. 2. Most couples can comfortably retire here for less than $20,000 per year. Generally, no one will make fun of you for trying, and it will only make it easier for others to help. traffic. That means cooking at home can be a challenge because supplies are sometimes limited. Unless you want parasites, do not eat food from street vendors, no matter how delicious it looks. I could go on writing what I love about Quito because I'm truly fond of the city, but that should give you a solid idea of how I feel. prices for your laptop etc are high in every part of Ecuador.You buy them in your home-country.There cheaper there(import-tax) If you were to move to the mountains in Cuenca, then you can rent a three-bedroom apartment, have housekeeping services, eat out at fine-dining establishments, and operate a vehicle all for about $1,700 per month. Ecuador offers a pensioner visa with very reasonable terms. And while that can be true at times, it isnât always. What you must plan for after your move is that these services can go out at any time and without warning. That means you need to navigate their landmines that get left behind. When you start living in Ecuador, you’ll discover that the street packs might make you change your mind about the canines. Living frugally in Ecuador doesnât require a downgrade in lifestyle or comfort. Ecuador has some breathtaking volcanoes and mountains that should be visited some of them if you can, but you must acclimate your body by staying in cities like Quito or Cuenca some days before starting a hike or climb. Once you get to know the prices, then you’ll be able to negotiate your way to favorable rates. But still, there are some things most of the Expats pointed out. If you’re ready to make a change in life, then each community offers something special that will make you think of this country as your next home. Communities like Cotacachi are progressing rapidly toward modernization, offering a low-cost solution for pensioners or expats. We will be driving our old camper-van across the country to settle on Vancouver Island where the winters are tolerable. If you can touch on all four regions, you will have experienced the best of Ecuador and see how much such a small country can offer. It is not always an easy process, especially when it comes to the incredibly diverse destination of Ecuador. The person who is in charge of the immigration department gets changed frequently, so you never know when or if an application will get processed. Non-residents must have a round-trip ticket. There are some challenges to consider when moving to Ecuador. After living for six years in Punta del Este, Uruguay, I swore to myself that I'd never, ever live in a tourist area again. If you have consistent income levels of at least $800 or you have a stable pension of that amount, then you can qualify for a pensioner visa to start living in Ecuador. crowded and busy. 6. When you enter Ecuador for the first time, your passport will receive a T-3 tourist stamp. 7. Cost of Living. I found the people of the country to be very kind and gracious (as most Latinâs are), but after living in Medellin and visiting countries like Brazil the place where I would rather be is clear; It isnât Ecuador.. 4 country for the past two â¦ While people in bigger cities usually know a little English, they can be quite shy about it and may even turn you away if you ask for help in English, and those in smaller villages might not know English at all. The electric showers can crackle, spark, and make popping sounds frequently. 19 Pros and Cons of an Electrician Career, 18 Biggest Pros and Cons of Living in Arkansas, 18 Major Advantages and Disadvantages of the Payback Period, 20 Advantages and Disadvantages of Leasing a Car, 19 Advantages and Disadvantages of Debt Financing, 24 Key Advantages and Disadvantages of a C Corporation, 16 Biggest Advantages and Disadvantages of Mediation, 18 Advantages and Disadvantages of a Gated Community, 17 Big Advantages and Disadvantages of Focus Groups, 17 Key Advantages and Disadvantages of Corporate Bonds, 19 Major Advantages and Disadvantages of Annuities, 17 Biggest Advantages and Disadvantages of Advertising. Ecuador is prone to some very nasty earthquakes along the coast, and the Andes are sprinkled with massive volcanoes. The pups tend to roam around neighborhoods in a semi-feral state, getting into whatever they can find since food can be in short supply. The bureaucracy in Ecuador can drive you insane. Residency visas go through frequent policy changes. They’re our good girls and boys. It is not unusual to have a second country home or a beach property. Making friends here in this country often starts when you are willing to be nice to everyone you meet. disadvantages of living in ecuador. Most locals keep a source of fresh water available to use in case there is an extended outage. noise, delinquency, garbage, pollution, and so much. If you start to feel nervous for any reason, then consider hailing a taxi so that you can make your way home. This disadvantage is especially problematic when you start to consider mosquitoes and the diseases that they can carry. Walking after dark, especially in big cities and dodgy areas, means youâre more likely to be robbed or assaultedâeven many Ecuadorians take it easy at night. Almost everyone loves dogs at a core level. It would appear that Ecuador, especially Cuenca, is a paradise for retirees or anyone wishing to change their life style. There are some gaps in the public health insurance sector. Most expats recommend that you use a shipping agent if you decide to start living in Ecuador. If you try paying a taxi driver with a $50 bill, you most likely wonât get enough change backâsame with small shops. If you have dependents coming to live with you, then you’ll need to add another $100 per month for each one to qualify for the status. It may be helpful to spend a couple of long holidays in the country before finalizing your move to ensure that you can manage the physical expectations of living here. Otherwise, you may experience symptoms headaches, loss of appetite, dizziness, nausea, and breathlessness. The Andes get cold, Cloud Forest is rainy, and the coast and Amazon are hot and humid, yet tourists hiking volcanoes in flip-flops and scant clothing is a familiar sight. 3. Of course there is even more to the story! The following points are the most mentioned ones when we asked about Colombiaâs Cons: It really depends of the person who asks and in which part of Peru that person wants to live. It's a colourful place filled with mostly wonderful people. You will need to clean your produce carefully. For a foreigner, living in Lima could be ok. All you need to do is prove that you can meet the basic income level in perpetuity. I know it is true but I was told that you had to spend 9 months a year for two years in Ecuador to meet â¦ Read More. All of the complications of your move will happen in the country, so it helps to have local help to resolve problems. For example, a fully furnished two-bedroom, two-bath house or condo with breathtaking mountain views can often be had for $600 per month or less, and utilities (electric, water, propane) rarely run more than $40 per month. It would be incorrect to say that the country is 100% safe, but there are few places in the world that are. Most Ecuadorians are friendly and embrace the idea that you’re trying to get to know their culture, but there can be some wariness in certain communities. Ecuador is a reasonably safe country. The UV rays are quite strong, and you will usually burn faster than you think you will when you first move to the country. Somethingâs for sure, everybody perceives Colombia differently! Listen to the voice inside of your head. If you suffer from a condition like seasonal affective disorder, then those bothersome symptoms will go away pretty quickly when living here. To allow us to provide a better and more tailored experience please click "OK", Twin steeples of the Basilica del Voto Nacional, Quito, Ecuador | Â© Noradoa/Shutterstock, Watch your valuables | Â© Jacob Lund/Shutterstock, Â© Julian Peters Photography/Shutterstock, Â© By glorious journey photography / Wikimedia Commons, Floreana Island, Galapagos Islands, Ecuador, practice a little Spanish before your trip.